Mas ginawang abot-kaya ng Pag-IBIG ang kanilang home financing para sa mga members ngayong binabaan nito ang interest rates ng kanilang housing loan.
Ayon kay Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Rizalino L. Acuzar, alam nila ang pangangailangan ng kanilang mga miyembro pagdating sa kanilang pangarap na magkaroon ng sariling bahay.
“With Pag-IBIG Fund’s strong performance and robust fiscal standing, we are happy to announce that we have reduced the interest rates on our housing loan, making homeownership even more attainable for all Filipino workers. This is in line with the directive of President Ferdinand Marcos, Jr. to address the country’s housing backlog and help our fellow Filipinos gain better and dignified lives under the Pambansang Pabahay para sa Pilipino Housing or 4PH Program,” ani Acuzar
Base sa bagong mga rates, mayroon na lamang 6.25 percent na annual interest rates sa ilalim ng 3-year repricing period, mas mababa sa 6.375 percent.
Samantala, ang bagong home loan rate sa ilalim ng 1-yearrepricing period ay mananatili sa 5.75 percent per annum. Ang special interest rate naman para sa home loans ng minimum wage earners ng kanilang Affordable Housing Program ay nananatili sa 3 percent per annum.
Ayon naman kay Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta, kanilang nabawasan ang home loan rates dahil na din sa kanilang malakas na fiscal standing, record high collections at mataas na performing loans ratio.“We at Pag-IBIG Fund take to heart our responsibility to provide our members with affordable home financing. With our performing loans ratio at a high 92.53% and collections from both membership savings and loan payments at a record-high, we are able to effectively fund the high demand for our home loans without the need to borrow from the market. As a result, we were able to reduce the interest rates on our housing loan, despite the upward market trend. This is truly Lingkod Pag-IBIG, Tapat na Serbisyo Mula Puso, at work,” ani Acosta.
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